Nepal SIP Calculator
नेपाल एसआईपी क्याल्कुलेटर
Estimate the future value of a monthly systematic investment plan (SIP) with invested amount and estimated returns.
Estimate the future value of a monthly SIP. Enter your monthly amount, an assumed annual return and the tenure, and the calculator shows the projected corpus, the amount invested and the estimated returns.
| Year | Invested | Value | Returns |
|---|
About the Nepal SIP calculator
A Systematic Investment Plan (SIP) invests a fixed amount at regular intervals — usually every month — instead of a single lump sum. This calculator estimates the future value of such a plan from the monthly amount, the number of years and an assumed annual return. It is useful for mutual-fund investors in Nepal planning a monthly plan, and for anyone comparing how different amounts or horizons change the final corpus.
How the future value is worked out
Each monthly investment is assumed to be made at the start of the month and to grow at the assumed monthly rate (the annual return divided by twelve) until the end of the term. Because every instalment compounds for a different length of time, the total is not simply the amount invested plus simple interest — the earlier instalments earn far more than the later ones. The result is the standard annuity-due formula.
Invested amount versus returns
The calculator separates the money you put in (monthly amount × number of months) from the estimated returns (future value minus invested). Seeing the two side by side shows the effect of compounding: over long horizons the returns can exceed the amount invested many times over.
Return is an assumption
The expected return is a number you supply. Mutual-fund returns are not guaranteed and markets rise and fall, so treat the figure as a planning scenario rather than a promise. Try a few different rates to see a range of outcomes.